socialsecurity gov setup :: Article Creator When, Where And How: Tips On Filing For Social Security Benefits There probably is nothing I'm asked more often than some version of this question: "When should I take my Social Security?" So today, I'm going to write yet another column about that topic – and the related issue of how to file for Social Security benefits. But first, let me clarify the "when to file" part. As I've said over and over again in this column, I am not a financial planner, so I really can't advise you about the best time to start your Social Security benefits. That's a decision only you can make, perhaps after consulting a real financial planner. I'm just an old retired Social Security guy. So all I can do is explain Social Security rules to you to help you make that decision. (In my book, Social Security: Simple and Smart, I have a whole chapter devoted to this topic. You might want...